More about us individually…
Messick Lauer & Smith P.C. has provided services to hundreds of credit unions and CUSOs nationwide and is known for its work with CUSOs, Incidental Powers, regulatory compliance, loan participation agreements, vendor contract reviews, business lending, mortgage lending, governance issues, mergers, and regulatory advocacy.
The Firm enjoys a unique perspective of being at the cross-roads of credit unions, regulators, and private sector innovation that has enabled it to assist in the creation of forward thinking collaboration opportunities that generate significant income and cost savings for credit unions.
Guy has provided legal and strategic planning services to credit unions and credit union service organizations nationwide for over 30 years. Since 1987, he has served as General Counsel to the National Association of Credit Union Service Organizations where he serves as the liaison with the National Credit Union Administration. Guy has regular contact with the NCUA board and staff on industry wide policy issues. Guy has presented at conferences sponsored by NACUSO, NCUA, NAFCU, NASCUS, CUNA, CUES, ACUMA, AICPA and various State Leagues. He is a nationally recognized expert in the formation, governance and operation of credit union service organizations.
In addition to his work with CUSOs, Guy helps credit unions with loan participations, business lending, mergers and client advocacy with NCUA and state credit union regulators. Guy helps his clients vet innovative ideas with the regulators and advocate their position if there is an examination issue. Guy’s experience has enabled him to acquire knowledge of best practices in credit union collaborations and working with vendors. He is often called upon to facilitate strategic planning sessions for credit unions interested in generating net income and with CUSOs seeking to expand their services. Guy’s experience and his network of clients and professionals, has enabled Guy to connect his clients with people who can help further their goals.
Guy is a graduate of Bucknell University and the University of Miami Law School. He served as a law clerk to the Honorable Morell E. Sharp (Western District of Washington) from 1977-78. Prior to exclusively serving the credit union industry, Guy represented local municipalities, a chamber of commerce, economic development agencies, and many small businesses. He was also an assistant district attorney. He is a member of the Bars of the Supreme Courts of Pennsylvania and the State of Washington.
For more than ten years, credit unions have contacted Brian to help find effective ways to better serve their members. To that end, Brian has helped credit unions and innovators form 100’s of CUSOs providing new and innovative products and services. These projects have helped credit unions to generate more net income and to collaborate to reduce operating costs.
His advice also helps credit unions and CUSOs to navigate the sea of regulations affecting nearly every aspect of their day to day operations. In addition, credit unions and CUSOs look to Brian for support when offering a number of different services, including: sale of investment services, insurance services, mortgage lending, title insurance, indirect lending, business lending and loan participations, credit card lending, student lending, operational services such as compliance and marketing, information technology support, stored value and debit cards, peer to peer payments, payroll processing, technology development and disaster recovery/business continuation.
This experience has lead to Brian speaking at many conferences and seminars as well as facilitating strategic planning sessions throughout the country. Brian received his Juris Doctorate from Temple University’s Beasley School of Law, where he also served as Editor-in-Chief of the Journal of Science, Technology and Environmental Law. He is a member of the Bar in both Pennsylvania and New Jersey.
To see some samples of Brian Lauer’s expertise, click here.
Amanda is a partner with the law firm of Messick & Lauer, P.C. Her practice includes the representation of credit unions and credit union service organizations.
Amanda focuses her practice in the area of regulatory compliance and is especially experienced in the consumer compliance regulations. Amanda has spoken on a variety of credit union topics, such as Regulation Z, SAFE Act, RESPA and regulations issued by the CFPB. She is also a founding member of the Mortgage Services Advisory Board for NACUSO where she serves as the resident mortgage regulation expert.
Amanda attended Villanova University School of Law and received a Juris Doctorate degree in 2004. She is a member of the Bar in both Pennsylvania and New Jersey.
To see some samples of Amanda Smith’s expertise, click here.
Michael’s primary focus at Messick & Lauer is providing guidance and expertise on contract terms for vendor contracts and agreements. In this capacity, Michael begins with an understanding of the client’s business objectives and works with the client to ensure appropriate mitigation of risk to accomplish those business goals. Michael also serves as the primary liaison for contract review and negotiations for clients using Apogee iQ, a software product combining consulting services and software to create a dynamic and strategic vendor management process.
Michael also assists clients with CUSO formation and lending services.
Michael is a graduate of Drexel University where he earned his Bachelor of Science in History and Politics in 2007. Michael then attended Hamline University School of Law in St. Paul, Minnesota and received a Juris Doctorate degree in 2010. Michael is admitted to practice law in Pennsylvania.
To see some samples of Mike Heller’s expertise, click here.
Jennifer L. Winston is an Associate with the law firm of Messick & Lauer, P.C. Jennifer represents credit unions and credit union service organizations primarily in consumer law regulation and compliance matters.
Jennifer’s practice focuses on fair credit reporting, debt collection, electronic funds and payments compliance, and consumer privacy. She also monitors CFPB developments for her clients and regularly gives presentations on navigating the CFPB regulatory landscape. Jennifer assists credit unions and CUSOs in the development of corporate polices, including repossession, debt collection, information security, and member privacy policies.
Jennifer is a graduate of the University of South Florida where she earned her Bachelor of Arts in Psychology in 2003. She attended The Pennsylvania State University, Dickinson School of Law, in Carlisle, Pennsylvania receiving a Juris Doctorate in 2009. During law school, Jennifer was a legal extern for the Pennsylvania Department of Environmental Protection, Regulatory Counsel and participated in the Moot Court Trial Board. Following graduation, Jennifer clerked for the Honorable Charles T. Jones, Jr., Court of Common Pleas, Lebanon, Pennsylvania. Jennifer is admitted to practice both in Pennsylvania and New Jersey.
To see some samples of Jennifer Winston’s expertise, click here.